{"id":2800,"date":"2018-10-19T14:29:03","date_gmt":"2018-10-19T18:29:03","guid":{"rendered":"https:\/\/sandbox0.foxtrotdev.com\/?page_id=2800"},"modified":"2026-07-29T11:32:53","modified_gmt":"2026-07-29T15:32:53","slug":"turning-65","status":"publish","type":"page","link":"https:\/\/sandbox0.foxtrotdev.com\/?page_id=2800","title":{"rendered":"Turning 65"},"content":{"rendered":"

[vc_row full_width=”stretch_row” css=”.vc_custom_1680181734590{background-color: #104484 !important;}”][vc_column][vc_column_text wpfox_keywords=””]<\/p>\n

If you have been a continuous USFHP member since Sept. 30, 2012:<\/h2>\n

You are eligible to stay in the plan for life. You don’t have to do a thing – your plan will continue without interruption.<\/span><\/p>\n

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If you joined the plan on Oct. 1, 2012, or after:<\/h2>\n

When you turn 65, your plan enrollment will automatically discontinue. You will instead have the opportunity to enroll in TRICARE for Life, which requires members to enroll in Medicare.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text wpfox_keywords=””]<\/p>\n

We understand \u2014 turning 65 means lots of questions<\/h3>\n

So we\u2019ve provided simple answers to the common questions our members often ask as they are turning 65.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_toggle title=”If I am already enrolled in USFHP, do I have to do anything to keep my coverage when I turn 65?” css=””]No. As long as you have been continuously enrolled in USFHP since Sept. 30, 2012, your coverage will continue without change or interruption. The only difference is that, should you choose to enroll in Medicare Part B, USFHP will waive all of your enrollment fees and copays (except prescriptions), so you will no longer have to pay for these as a USFHP member.
\n[\/vc_toggle][vc_toggle title=”I heard that Congress passed a law that makes military retirees ineligible for USFHP when they turn 65. Does that affect me?” css=””]Not as long as you remain continuously enrolled in USFHP since Sept.<\/p>\n

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[\/vc_toggle][vc_toggle title=”Why should I enroll in Medicare?” css=””]One great reason is that, should you choose to enroll in Medicare Part B, USFHP will waive all of your enrollment fees and copays (except prescriptions). Also, if you instead decide to enroll later (for example, if you move to a state or area that does not offer USFHP), you may incur penalties for late enrollment and have to deal with waiting periods. For these reasons, we strongly encourage members to enroll in Medicare Part B as soon as they are eligible. The ideal time to enroll is several months before your 65th birthday.<\/p>\n

Find out when and how to enroll at medicare.gov<\/a>.<\/p>\n

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[\/vc_toggle][vc_toggle title=”When should I sign up for Medicare?”]To avoid penalties, you should sign up as soon as you are eligible, several months before your 65th birthday. Find out when and how to sign up at www.medicare.gov<\/a>.[\/vc_toggle][vc_toggle title=”What happens if I decide not to enroll in Medicare Part B?” css=””]As noted above, if you delay enrolling once you become eligible for Medicare, you could face late-enrollment penalties and waiting periods.\u00a0 Learn more about these costs at\u00a0Avoid late enrollment penalties<\/em>\u00a0at Medicare.gov<\/a>.<\/p>\n

Without Medicare Part B, you continue to pay your USFHP enrollment fees and copays.\u00a0 These costs are set by the Department of Defense and may increase annually.<\/p>\n

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[\/vc_toggle][vc_toggle title=”I decided to keep my USFHP coverage and I am enrolled in Medicare Part B. Now what?” css=””]You pay Medicare Part B monthly premiums, which is based on your income. Your Medicare enrollment will be reported to DEERS automatically. Upon receiving your Medicare card, check or call DEERS at 800-538-9552<\/a> to confirm it reflects your Medicare enrollment. USFHP will waive your enrollment fees and copays (except prescriptions). USFHP will mail you a new member ID card with the $0 copay change indicated on the front of the card. Your new USFHP member ID card will be the only card you need to present when you go to the doctor. USFHP will still be your primary plan. To prevent double payment of services, you cannot use Medicare for any services covered by USFHP.<\/p>\n

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[\/vc_toggle][vc_toggle title=”Which coverage do I use: USFHP or Medicare?” css=””]If you enroll in Medicare, USFHP will still be your primary insurer and health care provider. You must receive all services through USFHP; you cannot use your Medicare coverage for any services covered by USFHP. A few services not covered by USFHP\u2014such as chiropractic care and end-stage renal disease treatment\u2014will be covered by Medicare. ChooseHealthy is a USFHP member program offering minimum discounts of 25% on noncovered specialty services, including chiropractic care, acupuncture and therapeutic massage.<\/p>\n

Learn more about ChooseHealthy<\/a>.<\/p>\n

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[\/vc_toggle][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row full_width=”stretch_row” css=”.vc_custom_1680181734590{background-color: #104484 !important;}”][vc_column][vc_column_text wpfox_keywords=””] If you have been a continuous USFHP member since Sept. 30, 2012: You are eligible to stay in the plan for life. You don’t…<\/p>\n","protected":false},"author":6,"featured_media":4435,"parent":10498,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-2800","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nTurning 65 - Johns Hopkins US Family Health Plan<\/title>\n<meta name=\"description\" content=\"If you're a Johns Hopkins USFHP member who's about to turn 65, you're probably wondering if you can keep your coverage.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Turning 65 - 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